Modern Payments
for Modern Businesses.
The payments rail for businesses traditional gateways won’t touch — built for risk-aware verticals, faster settlement, and permissionless prefunding.
Dengler Family
Built for the businesses other
payment gateways quietly decline.
Eight verticals. One payments stack. We understand the risk, the velocity, and the user flows that legacy processors never modelled for.
Prediction Markets
High-velocity deposits and withdrawals, multi-state user bases, and resolution-driven settlement spikes.
Stablecoin Fintechs
Fiat on/off-ramps, on-chain reconciliation, and compliance-grade flows for USDC, USDT and beyond.
Creator Platforms
Tipping, subscriptions, and marketplace payouts to creators across geographies — without the chargeback headache.
Web3 Platforms
Wallet-to-fiat, fiat-to-wallet, and programmatic treasury rails that respect on-chain truth.
Traders & Brokers
Margin top-ups, P&L withdrawals, and the deterministic settlement traders expect from a clearing partner.
AI Startups
Usage-based billing, global cards, and prepaid credit models that scale with your inference bill.
Gaming & Sports
In-game purchases, tournament payouts, and jurisdictional rails for skill-based gaming and fantasy.
Entertainment Apps
Microtransactions, streaming top-ups, and high-volume consumer payments designed for scale.
Customers pay.
Merchants get paid — now.
Credible’s orchestration layer routes across the best PSPs and acquirers. While those rails settle in T+3, our DeFi liquidity pool fronts the float — so the merchant lands their money instantly in USDC, USDT, USD, EUR or GBP.
- 01
Customer pays
Cards, UPI, Pix, SEPA, ACH, PromptPay, stablecoins — any method, any market.
- 02
Orchestration routes
Credible's AI picks the best PSP/acquirer per transaction — highest approval, lowest cost.
- 03
Acquirers settle in T+3
Visa, Mastercard, local rails — traditional settlement runs in the background, asynchronously.
- 04
AI underwrites the risk
Per-transaction risk and receivables underwriting deploys liquidity from the pool.
- 05
Pool fronts · Merchant offramps
Our DeFi pool fronts the float. Merchants get paid now in USDC, USDT, USD, EUR or GBP.
The Open Payments Stack.
Live in four steps.
No sales call. No NDAs to read the docs. Onboard, get verified, ship.
- 01
Self-onboard
Create an account, connect your business, and preview the full product before you commit.
- 02
Complete KYB
Modern, async Know-Your-Business verification. Upload documents, get reviewed, and move on with your day.
- 03
Consume the APIs
Authenticate, hit our payments, payouts, and ledger endpoints, and put live transactions in front of users.
- 04
Spin up a prefunding pool
Open a permissionless pool to fund settlements on your terms. Programmatic, transparent, and yours to control.
Need a white-glove service?
Talk to us.
For larger volumes, bespoke risk models, or regulated edge cases — our team will architect a payments setup tailored to your business.